Loan Programs

 

 

       Foreign National Loan Programs

 

• Fixed rate terms (10, 15, 20, 25 & 30)
• Adjustable rates (5/1, 7/1, 10/1)
• Multifamily 5 units and up
• No pre-payment penalties
• Up to 75% loan-to-value financing
• Eligible properties include Multifamily,commercial properties
• SFR for investment (no second homes)
• Loans are manually underwritten
• Income verification from your country of Origin
• Close in your local U.S. Embassy
• Self-employed okay
• Competitive interest rates

 Commercial  Loan Program

• Take cash out on existing investment properties
• Hard Money Loans 65% LTV 3 year interest only starting 11%  
• No prepayment penalty  No Credit check required, Interest Only.
• Purchase or Refinance 10 day close. No upfront fees required. Must close with an LLC.
• Purchase new properties with multiple income and documentation options
• Expanded debt to income ratios ("assets for income" option)
• Purchase properties with deferred maintenance and repair
• Portfolios of Rental properties( properties can be spread out in different states).
• Recourse & Non Recourse option
• Newly formed LLC OK 
• Competitive interest rates (fixed and adjustable)
• Multifamily up to $20 Million
• Commercial Loans up to $20 Million
• CTL (Credit Tenant Lease Finance) Programs available

     Rental Portfolio Loan Program
 

• 5+ rental properties
• Single-family, condos, townhomes, multi-family <20
• Stabilized (leased) portfolio
• $500K – $10M
• Loans up to 75% of value
• Fixed rates
• 5-year or 10-year terms
• Purchase or refinance
• Non-recourse options available
• Foreign nationals eligible

     Single Asset Rental Loan Program
 

• Individual rental properties
• Single family, 2-4 units, condos, townhomes
• Currently (or soon) leased
• $100K – $1.4M
• Loans up to 75% of Value
• 30-year term
• Purchase or refinance
• Individuals or LLCs
• Foreign nationals eligible

 

• Eligible properties include,mixed use, investment properties & multifamily 5 Units and above